EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is an FDIC insured bank and a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. You'll have the peace-of-mind knowing that you are working with an expert that you can trust.

Take advantage of a simple qualification process and enjoy the following benefits:

  • No payments and no interest for 12 months on approved credit

  • 100% unsecured financing from $1,000 to $45,000 on approved credit

  • A quick, easy, and safe toll-free loan-by-phone application process

  • A fast credit decision in about 10 minutes

  • No paperwork

  • Peace-of mind because you provide your personal financial information directly to the bank and not to your dealer or over the internet

  • Convenient calling hours

  • Monday-Friday 8:00 AM to 1:00 AM (EST)

  • Saturday 9:00 AM to 8:00 PM (EST)

  • No application fee -- No closing costs -- No prepayment penalties

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So you're ready to add a beautiful new living space to your home, but aren't in a position to fund the entire project yourself, or don't feel like depleting all of your savings to make it happen?

No worries! With our simple qualification process, you'll find out almost instantly that you'll have access to incredible financing options.​

Let us help you, by filling out the form below, and we will contact you shortly!

  Call for your free in-home estimate:  734-769-9700​